Cigar Smoker Term Life Insurance Quotes

Term Life Insurance Specialties

Daniel Insurance Agency LLC

Alan Daniel has been a licensed insurance agent since 1984 and started his own business in 1985. In that time he has evolved his business into what is now Daniel Insurance Agency LLC, a highly resourceful network of independent agents who are licensed in all 50 states and do business with more than 100 highly rated life insurance carriers.

Term Life Insurance for Cigar Smokers

Cigar Smokers: What you don't know could cost you! YOU DESERVE TO BE TREATED LIKE A NON-TOBACCO USER WHEN IT COMES TO PAYING LIFE INSRUANCE PREMIUMS!

Most insurance agents and companies treat cigar smokers the same as a 2 pack a day cigarette smoker. If you simply enjoy cigars, why should you be rated as though you smoke two packs a day and pay triple the premium? The answer is you don't have to.

We have a few carriers that don't ding you for cigar usage. Regardless if you smoke an occasional cigar on the golf course with your buddies or you enjoy a few cigars per day, we will secure you NON-TOBACCO RATES!!

Many agents will hear that you smoke and quote you as a smoker, or if nicotine shows in your insurance exam, the agent will not switch you to a company that better suits you. We believe that selecting the right insurance company is like selecting the right cigar. No two are the same and each should be judged on its individual merits. Daniel Insurance Agency knows the key underwriters at the right insurance carriers who will rate our clients on their individual merits. Save thousands in premium and contact us for peace of mind! Chewers, pipe smokers, electronic cigarettes and the patch all fall into this category as well. SO LET'S LIGHT UP AND TOAST TO NON-TOBACCO RATES!

Please call us toll free at 866-714-2100 or fill out the short form below and let us help you.